APRA announces, it will remove the 10% investor cap restriction

By |2018-10-18T11:15:17+10:00April 30th, 2018|Categories: Blogs, Regulators & Credit Policy|Tags: , , , |

APRA announces, it will remove the 10% investor cap restriction This week, APRA announced that it would be removing its 10 per cent benchmark on investor loan growth for banks as long as they can “provide assurance on the strength of their lending standards”. For those of you unaware of the 10 per cent benchmark means.  [...]

The Regulators are flexing their muscles – Why?

By |2018-10-18T11:30:18+10:00April 11th, 2017|Categories: Blogs, Regulators & Credit Policy|Tags: , , , |

The Regulators are flexing their muscles - Why? You would have to be living on Mars not to know that most of Australia is experiencing, and has been for some time now, a property boom which has caused great concerns for Regulators like APRA. So much so, that our Regulators have grave concerns for the future [...]

How a Mortgage Broker is remunerated?

By |2018-10-22T11:22:57+10:00October 7th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , |

How a Mortgage Broker is remunerated? This is a really good question we are asked all the time, even from friends and family.  It’s a very important question and one that needs to answered very early in the conversation. When a mortgage broker submits an application to a lender and the application settles, the lender [...]

Why Use a Mortgage Broker?

By |2018-10-22T11:20:51+10:00September 6th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , , , , |

Why use a Mortgage Broker? I think Mortgage Brokers are needed more today than ever before, why? I have been working in this field for over 10 years now, and every year that has goes by, it just gets that little bit harder to obtain finance for Clients. This industry is a liquid industry, credit [...]

7 key attributes to look for when choosing your mortgage broker

By |2018-10-18T12:28:10+10:00March 10th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , , , , , , , , |

7 key attributes to look for when choosing your Mortgage Broker Quite simply, a good mortgage broker can make your life easier and save you valuable time and money. Here’s how to find one. When it comes to one of the biggest financial decisions you’ll ever make, it pays to have professional help. But, how do [...]

The Finance Landscape is Changing

By |2018-10-12T12:03:39+10:00August 6th, 2015|Categories: Blogs, Regulators & Credit Policy|Tags: , , , , , , |

The Finance Landscape is Changing Interest Rates Go Up For Investors & Policy Tightens In response to APRA’s (Australian Prudential Regulation Authority) request for lenders to tighten policies for investment lending, financiers have commenced sweeping changes which are going to have a huge impact on the investor market. Last week, ANZ announced a 27-basis point (0.27%) [...]

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