About Declan Hanratty

Declan Hanratty is the Managing Director of Vanquish Finance Group, he is a Licenced Mortgage Broker and Real Estate Agent. Declan has been working in the property and finance markets of Melbourne for over 20 years now. Initially Declan worked for a finance company which is where he learnt his craft and sore a gap in the market for a finance company focused on customer service instead of profits. So he created Vanquish Finance Group and has focused on his Clients and put their interest first. In doing this he has created a very successful business.

December 2021 Newsletter

By |2021-12-16T14:12:44+10:00December 16th, 2021|Categories: Blogs, Newsletters|

  Can you believe it’s already the end of the year? Here are five stories that will help you look ahead to 2022: Mortgage 'loyalty tax' rises Property listings trending up Average loan size jumps 16.4% Govt boosts first home buyer support Broker market share hits new record Read more below. You might not realise that [...]

December 2021 RBA Announcement

By |2021-12-08T11:35:35+10:00December 8th, 2021|Categories: Blogs, RBA Updates|

  In its last monetary policy decision of the year, the Reserve Bank of Australia has kept the cash rate at a record-low 0.10%. The RBA expects the economy to expand by 3% this year, despite the lockdowns that occurred from June to October. Growth is then expected to accelerate to 5.5% in 2022. Strong growth [...]

November 2021 Newsletter

By |2021-11-25T10:10:55+10:00November 25th, 2021|Categories: Blogs, Newsletters|

  Just one month to Christmas! Don’t forget to start buying your presents, because a lot of orders are being delayed right now. In the meantime, here are four stories making news: Australia goes on building boom Why refinancing is so popular right now Investor activity surges Property myth gets busted Read the latest news below. [...]

November 2021 RBA Announcement

By |2021-11-03T09:23:40+10:00November 3rd, 2021|Categories: Blogs, Interest Rates, RBA Updates|

As was widely expected, the Reserve Bank of Australia (RBA) has kept the cash rate at a record-low 0.10%. It has now been exactly 12 months since the RBA last moved the cash rate – which was a cut of 0.15 percentage points. The next move in the cash rate is almost certain to be up. [...]

October 2021 Newsletter

By |2021-10-28T15:53:25+10:00October 28th, 2021|Categories: Uncategorized|

  I hope you pick a winner in next week's Melbourne Cup. In the meantime, here's some interesting property and finance news for you to enjoy: Home loan rules tightened House rents grow 5.5% Be wary of buy-now-pay-later ABS releases lockdown data Read the latest news below. Australia’s banking regulator, APRA, has introduced new lending rules [...]

October 2021 RBA Announcement

By |2021-10-19T11:44:06+10:00October 19th, 2021|Categories: Blogs, RBA Updates|

The Reserve Bank of Australia (RBA) has kept the cash rate at a record-low 0.10%, as the overwhelming majority of commentators expected. Throughout this year, the RBA has said repeatedly it will not increase the cash rate until underlying inflation is within the 2–3% target range. The RBA said this is unlikely to happen until 2024, [...]

September 2021 Newsletter

By |2021-10-19T11:38:37+10:00October 19th, 2021|Categories: Blogs, Corelogic, Interest Rates, Mortgage Broker, Newsletters, Property Market|

We've made it to spring! As the season changes, so does the property and lending landscape. Here are 4 stories making headlines right now: Property sales up 42% Analysis reveals fixed-variable rate gap Aussies saving more money More borrowers using brokers Read more below. Almost 598,000 residential properties were sold in the year to August, which [...]

September 2021 RBA Announcement

By |2021-10-19T11:36:59+10:00October 19th, 2021|Categories: Blogs, RBA Updates|

The Reserve Bank of Australia’s board (RBA) announced the cash rate is being held at 0.10%, where it has been since November 2020. The move was widely anticipated, as the RBA’s board has said they do not expect to increase the cash rate until inflation is within the 2-3% target band. This is not expected to [...]

August 2021 Newsletter

By |2021-10-19T10:49:56+10:00October 19th, 2021|Categories: Blogs, Corelogic, Interest Rates, Newsletters, Property Market, Wealth Creation & Retirement Planning|

Here are a few things happening in the market as we approach spring: Investor activity rising Demand outstripping supply Lenders offering green loans ATO issues tax warning Read more below. First home buyers have been drifting out of the market, while investors have been piling in, according to the most recent data from the Australian Bureau [...]

August 2021 RBA Announcement

By |2021-10-19T11:45:20+10:00October 19th, 2021|Categories: Blogs, RBA Updates|

The Reserve Bank of Australia (RBA) announced the cash rate will remain unchanged at 0.10% after its monetary policy meeting today. This marks the eighth consecutive meeting at which the cash rate has been held at its historic low. The RBA has repeatedly maintained the cash rate is unlikely to rise before 2024, when it is [...]

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