About Declan Hanratty

Declan Hanratty is the Managing Director of Vanquish Finance Group, he is a Licenced Mortgage Broker and Real Estate Agent. Declan has been working in the property and finance markets of Melbourne for over 20 years now. Initially Declan worked for a finance company which is where he learnt his craft and sore a gap in the market for a finance company focused on customer service instead of profits. So he created Vanquish Finance Group and has focused on his Clients and put their interest first. In doing this he has created a very successful business.

June 2022 Newsletter

By |2022-07-01T11:31:40+10:00July 1st, 2022|Categories: Blogs, Creative, Newsletters|

  Now that the winter solstice has passed, we get to enjoy a little bit more daylight every day. I hope you enjoy these four property and finance stories as well: Property achieves big milestone Govt low-deposit housing scheme expands Property listings tipped to "surge" ATO issues warning to property investors Read more below. The combined [...]

June 2022 RBA Announcement

By |2022-06-09T16:17:44+10:00June 9th, 2022|Categories: Blogs, Creative, Interest Rates, RBA Updates|

  The Reserve Bank of Australia (RBA) increased the official cash rate by 50 basis points to 0.85% at today’s board meeting. The move was widely expected, as the RBA had previously signaled it intended to make several interest rate rises in the near future, to combat rising inflation. ‘Core’ inflation, which is currently 3.7%, is [...]

May 2022 Newsletter

By |2022-05-27T11:52:22+10:00May 27th, 2022|Categories: Blogs, Creative, Newsletters|

  Fun fact: we're just a few weeks away from the winter solstice, the shortest day of the year. In the meantime, here's some even more interesting news: Why it might be time to refinance Buyers shifting to units Stay calm over fixed rates ATO issues tax scam warning Read more below. The Reserve Bank recently [...]

May 2022 RBA Announcement

By |2022-05-04T14:46:38+10:00May 4th, 2022|Categories: Blogs, Creative, Interest Rates, RBA Updates|

  The Reserve Bank of Australia (RBA) increased the official cash rate by 25 basis points to 0.35% at today’s board meeting. This is the first cash rate hike in more than a decade and comes after core inflation grew by 3.7% over the year to March – well above the RBA's 2-3% target.   May [...]

April 2022 Newsletter

By |2022-04-29T10:56:52+10:00April 29th, 2022|Categories: Uncategorized|

  You're probably overwhelmed with election coverage, so instead of giving you even more politics news, I've found some property and finance stories I think you'll appreciate: Housing incentives expanded Homebuilding costs rise sharply Aussies prepared for rate rises 'Rate lock' feature explained Read more below. The federal government has expanded its support to first home [...]

April 2022 RBA Announcement

By |2022-04-06T14:04:31+10:00April 6th, 2022|Categories: Blogs, Creative, RBA Updates|

  As expected, the Reserve Bank of Australia kept the cash rate on hold at its April board meeting, with few commentators expecting a rate hike ahead of the federal election. But with inflation increasing, it’s possible the Reserve Bank will start increasing the cash rate later this year, from its current record-low level of 0.10%. [...]

March 2022 Newsletter

By |2022-04-01T08:57:18+10:00April 1st, 2022|Categories: Blogs, Creative, Newsletters|

  Planning to go away for Easter? If so, book now, because hotels are filling fast. In the meantime, here’s what’s making news in property and finance: Property investor activity surges House-unit price gap widens The pros and cons of student loans Aussies choosing brokers over banks Read more below. The official data confirms what you [...]

March 2022 RBA Announcement

By |2022-03-01T16:03:11+10:00March 1st, 2022|Categories: Blogs, RBA Updates|

  The Reserve Bank of Australia (RBA) decided to keep the cash rate on hold at its historic low of 0.10% at the board’s March monetary policy meeting. The RBA’s last rate hike was more than a decade ago, in November 2010. While the central bank held fire today, there has been rising speculation it might [...]

February 2022 Newsletter

By |2022-02-24T15:49:51+10:00February 24th, 2022|Categories: Blogs, Creative, Newsletters|

  Great news about the international border reopening! Meanwhile, here's what's making news in property and finance: Borrowers set home loans record First home buyers get savings boost Homebuilding costs rise 7.3% How to prepare for rate rises Read more below. Home loan activity reached a record high in December, according to the latest data from [...]

February 2022 RBA Announcement

By |2022-02-24T15:44:08+10:00February 1st, 2022|Categories: Blogs, RBA Updates, Uncategorized|

  The Reserve Bank of Australia (RBA) has left the cash rate on hold at its first monetary policy meeting of the year. The move comes as no surprise, as the RBA has repeatedly said it won’t increase the cash rate until underlying inflation is sustainably within the 2–3% target range. The central bank does not [...]

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