APRA announces, it will remove the 10% investor cap restriction

By |2018-10-18T11:15:17+10:00April 30th, 2018|Categories: Blogs, Regulators & Credit Policy|Tags: , , , |

APRA announces, it will remove the 10% investor cap restriction This week, APRA announced that it would be removing its 10 per cent benchmark on investor loan growth for banks as long as they can “provide assurance on the strength of their lending standards”. For those of you unaware of the 10 per cent benchmark means.  [...]

The Regulators are flexing their muscles – Why?

By |2018-10-18T11:30:18+10:00April 11th, 2017|Categories: Blogs, Regulators & Credit Policy|Tags: , , , |

The Regulators are flexing their muscles - Why? You would have to be living on Mars not to know that most of Australia is experiencing, and has been for some time now, a property boom which has caused great concerns for Regulators like APRA. So much so, that our Regulators have grave concerns for the future [...]

The Finance Landscape is Changing

By |2018-10-12T12:03:39+10:00August 6th, 2015|Categories: Blogs, Regulators & Credit Policy|Tags: , , , , , , |

The Finance Landscape is Changing Interest Rates Go Up For Investors & Policy Tightens In response to APRA’s (Australian Prudential Regulation Authority) request for lenders to tighten policies for investment lending, financiers have commenced sweeping changes which are going to have a huge impact on the investor market. Last week, ANZ announced a 27-basis point (0.27%) [...]

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