Mortgage Broker Versus Bank

By |2019-09-18T12:00:35+10:00September 18th, 2019|Categories: Mortgage Broker|Tags: , , , , , |

Mortgage Broker Versus Bank Mortgage Broker versus Bank When seeking a home loan, borrowers have traditionally headed to the bank. In the good old days, you would pop in on the big building on the corner that had been your bank since you were a little nipper and chat with the bank manager who [...]

Are you a first home buyer

By |2020-10-07T16:24:49+10:00October 12th, 2018|Categories: First Home Buyers|Tags: , , , , , |

It's not easy being a first home buyer in today's world? Buying your first home can be one of the most stressful experiences of your life.  I can recall how stressful it was for me when I purchased my first home.  It was almost 30 years ago now, and property prices were a hell of [...]

Mortgage stress, what is it?

By |2018-10-18T11:27:56+10:00March 4th, 2017|Categories: Blogs, Home Loans|Tags: , , , , , |

Mortgage stress, what is it? While the term itself has no concrete definition, it is widely accepted that mortgage stress occurs when 30% or more of your pre-tax income is going towards your monthly mortgage repayments.  This is based on affordability guidelines from the ’80s and ’90s, and has proven to be a reliable way of [...]

Are you retirement ready?

By |2018-10-18T11:43:43+10:00February 2nd, 2017|Categories: Blogs, Wealth Creation & Retirement Planning|Tags: , , , , , , , , |

Are you retirement ready? Retirement is coming whether you like it or not, figuring out how much you may need when you retire requires planning and thought, but having an idea of what sort of lifestyle you would like at that stage of your life can be a good starting point. The Association of Superannuation Funds [...]

Negative gearing, positive gearing, what does it all mean

By |2018-10-18T11:51:14+10:00November 10th, 2016|Categories: Blogs, Property Market|Tags: , , , , , , , , , , , , , |

Negative gearing, positive gearing, what does it all mean Negative gearing is a term that’s mentioned quite frequently in the investment pages of financial publications and at most barbecues around Australia. It is the cornerstone of the middle-class Mum and Dad property investors and in certain circles of late it has become a shameful tax [...]

How a Mortgage Broker is remunerated?

By |2018-10-22T11:22:57+10:00October 7th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , |

How a Mortgage Broker is remunerated? This is a really good question we are asked all the time, even from friends and family.  It’s a very important question and one that needs to answered very early in the conversation. When a mortgage broker submits an application to a lender and the application settles, the lender [...]

Why Use a Mortgage Broker?

By |2018-10-22T11:20:51+10:00September 6th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , , , , |

Why use a Mortgage Broker? I think Mortgage Brokers are needed more today than ever before, why? I have been working in this field for over 10 years now, and every year that has goes by, it just gets that little bit harder to obtain finance for Clients. This industry is a liquid industry, credit [...]

7 key attributes to look for when choosing your mortgage broker

By |2018-10-18T12:28:10+10:00March 10th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , , , , , , , , |

7 key attributes to look for when choosing your Mortgage Broker Quite simply, a good mortgage broker can make your life easier and save you valuable time and money. Here’s how to find one. When it comes to one of the biggest financial decisions you’ll ever make, it pays to have professional help. But, how do [...]

Buying off the Plan, can be Riskier than People Think

By |2018-10-12T12:01:47+10:00March 3rd, 2016|Categories: Blogs, Property Market|Tags: , , , , , , , , , , |

Buying off the Plan, Can be Riskier than People Think  History shows time and time again that: real estate is a good investment, whether it be your home or an investment property; we Australians love property; and we love to talk about it. We are all looking for that next big investment or wanting to up-size [...]

3 Fundamentals of Wealth Creation!

By |2018-10-12T12:07:21+10:00June 17th, 2015|Categories: Blogs, Wealth Creation & Retirement Planning|Tags: , , , , , , |

The 3 Fundamentals of Wealth Creation 1 – Develop a Strategy to Build Assets The wealthy know that holding quality assets is the key to wealth.  They also know that a key component is the development and constant refinement of their investment strategy to determine what asset class they should invest in and when. If you [...]

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