Stay up to date with our views on the finance industry & property market
Christmas, a time to be merry, a time to catch up with loved ones, a time to experience financial stress
Christmas, a time to be merry, a time to catch up with loved ones, a time to experience financial stress Christmas time is about spending time with family, relaxing after a busy year and celebrating [...]
Is Now A Good Time To Buy Property?
Is Now A Good Time To Buy Property? The simple answer is, it’s always a good time to buy property! But there are two provisos:- a/ if you can comfortably service your debt, and b/ [...]
Mortgage Broker Versus Bank
Mortgage Broker Versus Bank Mortgage Broker versus Bank When seeking a home loan, borrowers have traditionally headed to the bank. In the good old days, you would pop in on the big building [...]
The unexpected costs of selling your home
The unexpected costs of selling your home Byline author: Kate Browne Publication: Vanquish Finance Group You’ve put your house on the market for a reasonable price and you’ve got your eye on another property. You [...]
Are you a first home buyer
It's not easy being a first home buyer in today's world? Buying your first home can be one of the most stressful experiences of your life. I can recall how stressful it was for [...]
Bank fees, the silent killer
Bank fees, the silent killer Bank fees, the silent killer. Australia's banks have become incredibly profitable and powerful in recent years, generating billion-dollar profits year after year. This has seen them become some of [...]
Capital city value edge lower
Capital city value edge lower The value of dwellings across Australia capital has touched their lowest point since late 2012 according to CoreLogic’s latest Home Value Index, sliding 0.01% in April. The recent low follows [...]
APRA announces, it will remove the 10% investor cap restriction
APRA announces, it will remove the 10% investor cap restriction This week, APRA announced that it would be removing its 10 per cent benchmark on investor loan growth for banks as long as they can [...]
What Aussies are talking about when it comes to property
What Aussies are talking about when it comes to property The question on everyone’s lips, is Australia heading for a property crash? What is really going on in the property market with so much [...]
Perils of buying a house with rose-coloured glasses
Perils of buying a house with rose-coloured glasses ME Bank has conducted research that shows over half of Australian home buyers spend the same amount of time inspecting a property as they do watching an [...]
What is your current your home loan interest rate
What is your current your home loan interest rate? What is your current your home loan interest rate? Many Australians won’t be able to answer this simple question, some don’t even know if their [...]
The Regulators are flexing their muscles – Why?
The Regulators are flexing their muscles - Why? You would have to be living on Mars not to know that most of Australia is experiencing, and has been for some time now, a property boom [...]
Mortgage stress, what is it?
Mortgage stress, what is it? While the term itself has no concrete definition, it is widely accepted that mortgage stress occurs when 30% or more of your pre-tax income is going towards your monthly mortgage [...]
Are you retirement ready?
Are you retirement ready? Retirement is coming whether you like it or not, figuring out how much you may need when you retire requires planning and thought, but having an idea of what sort of [...]
What is a Self-Managed Super Fund (SMSF)?
What is a Self-Managed Super Fund (SMSF)? A Self-Managed Super Fund, (SMSF), is a do-it-yourself superannuation scheme which allows people to take direct control of their investments, strategies and retirement planning. Superannuation is an [...]
Negative gearing, positive gearing, what does it all mean
Negative gearing, positive gearing, what does it all mean Negative gearing is a term that’s mentioned quite frequently in the investment pages of financial publications and at most barbecues around Australia. It is the [...]
How a Mortgage Broker is remunerated?
How a Mortgage Broker is remunerated? This is a really good question we are asked all the time, even from friends and family. It’s a very important question and one that needs to answered [...]
Why Use a Mortgage Broker?
Why use a Mortgage Broker? I think Mortgage Brokers are needed more today than ever before, why? I have been working in this field for over 10 years now, and every year that has [...]
Do you have a risk strategy? Are you appropriately insured? Do you need to review your insurances?
Do you have a risk strategic? Are appropriately insured? Most Australians are under insured or have no insurance at all. Most Australians don’t even have, or given thought to, an appropriate risk strategy. We [...]
7 key attributes to look for when choosing your mortgage broker
7 key attributes to look for when choosing your Mortgage Broker Quite simply, a good mortgage broker can make your life easier and save you valuable time and money. Here’s how to find one. When [...]
0.0% Car Finance, is it Too Good to be True (Smoke & Mirrors)
0.0% Car Finance, is it Too Good to be True (Smoke & Mirrors) 0.0%, 1.0%, 1.5% or even 2.0% car finance is a one of the latest marketing strategies car dealers/manufacturers are currently offering in [...]
Buying off the Plan, can be Riskier than People Think
Buying off the Plan, Can be Riskier than People Think History shows time and time again that: real estate is a good investment, whether it be your home or an investment property; we Australians love [...]
The Finance Landscape is Changing
The Finance Landscape is Changing Interest Rates Go Up For Investors & Policy Tightens In response to APRA’s (Australian Prudential Regulation Authority) request for lenders to tighten policies for investment lending, financiers have commenced sweeping [...]
3 Fundamentals of Wealth Creation!
The 3 Fundamentals of Wealth Creation 1 – Develop a Strategy to Build Assets The wealthy know that holding quality assets is the key to wealth. They also know that a key component is the [...]
Why Australians Love Property?
Why Australians Love Property Residential property offers Australians the security of ‘bricks and mortar’ compared with the fluctuating values of shares and commodities. This is one of the reasons most banks will lend up to [...]
6 Helpful Steps to Follow When Choosing a Home Loan!
6 Helpful Steps to Follow When Choosing a Home Loan Affordability When choosing a home loan, your affordability should be at the front of your mind, we recommend you should look at what you can [...]