About Declan Hanratty

Declan Hanratty is the Managing Director of Vanquish Finance Group, he is a Licenced Mortgage Broker and Real Estate Agent. Declan has been working in the property and finance markets of Melbourne for over 20 years now. Initially Declan worked for a finance company which is where he learnt his craft and sore a gap in the market for a finance company focused on customer service instead of profits. So he created Vanquish Finance Group and has focused on his Clients and put their interest first. In doing this he has created a very successful business.

May 2021 RBA Announcement

By |2021-10-18T15:14:46+10:00October 18th, 2021|Categories: Blogs, RBA Updates|

The Reserve Bank of Australia (RBA) has kept the cash rate unchanged in May following its monthly board meeting, despite surging property prices and a resurgent economy. RBA governor Philip Lowe said the central bank “would be monitoring trends in housing borrowing and the maintenance of lending standards carefully” given that prices were rising in most [...]

April 2021 Newsletter

By |2021-10-18T15:07:14+10:00October 18th, 2021|Categories: Blogs|

  There's some big property and finance news around right now: Property market running hot Banking system in good health Home Builder construction extension Power prices fall 8.8% Read more below. Declan Hanratty 0409 089 456 How to get a great home loan in this red-hot property market With the property market running hot, mortgage lending [...]

April 2021 RBA Announcement

By |2021-10-18T14:39:41+10:00October 18th, 2021|Categories: Blogs, RBA Updates|

The Reserve Bank of Australia’s board (RBA) made its third call on the cash rate this year and, in line with expectations, kept it steady at 0.10%. This is despite the faster than expected economic recovery and the surging property market. RBA governor Phili Lowe has repeatedly maintained “the RBA does not, and should not, target [...]

March 2021 Newsletter

By |2021-10-19T11:51:20+10:00October 18th, 2021|Categories: Blogs, Interest Rates, Newsletters, Property Market, Wealth Creation & Retirement Planning|

I've got some big stories about our booming market: Home loans demand soars Property prices rising fast Australia sets GDP record Good news for investors Read more below. Declan Hanratty 0409 089 456 Property prices rising fast throughout Australia Remember 2003? Well, that was the last time property prices were rising this fast. Across Australia, the [...]

March 2021 RBA Announcement

By |2021-10-18T11:49:48+10:00October 18th, 2021|Categories: Blogs, RBA Updates|

The Reserve Bank of Australia (RBA) announced the official interest rate is being held at 0.10% where it has been since November. The move was widely anticipated as the RBA’s board has said they do not expect to increase the cash rate until inflation is within the 2-3% target band. This is not expected to happen [...]

February 2021 Newsletter

By |2021-10-19T11:53:43+10:00October 18th, 2021|Categories: Blogs, Interest Rates, Regulators & Credit Policy|

There's some big property and tax news around right now: Positive conditions for borrowers ATO issues tax scam warning Property investors smiling Mortgage deferrals keep falling Read more below. Interest payments reach 25-year low Record-low interest rates are helping drive strong buyer interest and surging prices in many property markets throughout Australia. The share of income [...]

February 2021 RBA Announcement

By |2021-10-18T11:51:19+10:00October 15th, 2021|Categories: Blogs, RBA Updates|

The Reserve Bank of Australia (RBA) has left official interest rates on hold at its first monetary policy meeting of the year. Last year, in response to the Covid-19 crisis, the RBA board made three rate cuts, reducing the cash rate from 0.75% to a record-low 0.10%. The cash rate is likely to remain at 0.10% [...]

December 2020 Newsletter

By |2021-10-19T11:55:59+10:00October 15th, 2021|Categories: Blogs, Corelogic, Property Market|

It might be (almost) Christmas, but there's still plenty of big news: Rents surge in smaller capital cities Govt extends HomeBuilder by 3 months Property prices keep rising Beware of online shopping scams Read more below. Rents surge in Perth, Darwin, Canberra and Adelaide It’s been a mixed picture for property investors this year, with [...]

Christmas, a time to be merry, a time to catch up with loved ones, a time to experience financial stress

By |2019-12-11T10:36:49+10:00December 11th, 2019|Categories: Blogs, Uncategorized|

Christmas, a time to be merry, a time to catch up with loved ones, a time to experience financial stress Christmas time is about spending time with family, relaxing after a busy year and celebrating life. However, it has become more about buying expensive gifts, the fanciest holidays or the finest foods. Quite frankly Christmas has [...]

Is Now A Good Time To Buy Property?

By |2019-11-01T12:00:08+10:00November 1st, 2019|Categories: Blogs, Corelogic, Property Market|

Is Now A Good Time To Buy Property? The simple answer is, it’s always a good time to buy property!  But there are two provisos:- a/ if you can comfortably service your debt,  and b/ if you are prepared to hold onto the property for the long term, that is ten years or more. The property [...]

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