What Our Clients Have to Say & Their Experience of Our Service
Thanks for all the help over the past few years. First you helped us get our finances in order by re financing our home loan with Suncorp, which has worked fantastic for us.
Being paid monthly both of us, and having a home loan with sub accounts, we have been able to budget very successfully, and then recently helping us to get finances for an investment property, you made the whole process very easy and stress free.
Once again thank you for all your help.
Alison & Tony Trigg
I have purchased 3 home in my short lifetime and I have dealt with Declan for finance for the last 2 purchases. The first home I purchase I went into my local bank and applied for a home loan.
Then when I decided to sell my first home and upgrade I was referred to Declan by my brother. And I have to say, after use Declan to organise the loan I would never go back to my branch or anywhere else.
Declan made the whole process easy and effortless for me, he was always easy to get hold of, he explained in detail the process I was about to go through, and what he would and would not be responsible for.
He made it very clear to me from the beginning what my responsibilities would be, what his would be. He also made it very clear what all the government fees and associated costs I would incur by purchasing a new home.
Declan also spent a great deal of time with me in the beginning, to help me determine how much I could comfortably afford in monthly mortgage repayments. It turned out that what I could comfortably afford each month was a lot less than what I originally thought I could.
He worked shopped different loan amounts, with different interest rates from current interest rates which are really low at present to what my repayments would look like if interest rates were to go up. The he explained the purpose for this was to help me determine a level of borrowings that I could afford.
I would recommend everybody should speak to Declan about their finances before they do anything.
“Approximately three and half years ago my husband and I were introduced to Declan Hanratty to assist us with financial advice in purchasing an investment property. Being very new to this we were very cautious and unsure if we were able to purchase another property when we still had a mortgage on our own home.
Declan came out to see us and spent several hours explaining to us how we would be able to invest in another property and still manage to live comfortably on the income we had. He not only took the time to explain to us how this could be done but also found the best lending company to suit our needs with the lowest interest rate.
After finding a property to purchase, Declan was on hand at any time to guide us through all the paperwork and ongoing payments required before the investment was settled. With Declan’s assistance the purchasing of the investment property went through so easy from what we thought was going to be a tedious and challenging time.
When you are making such a big decision as this you need someone you can not only rely on and trust but know that they will be there at any time to call on if you need any further advice or assistance.
I would have no hesitation in recommending Declan to help anyone who required any financial advice and assistance and in fact have referred Declan to friends and other people who are looking to invest in property for a better future. Our current investment property is going well and we are now in the midst of talking with Declan to look at purchasing a second property.”
“Vanquish Finance Group and Declan Hanratty have helped us to finally get our financial wealth moving in the right direction.
Declan’s can do attitude, approachable demeanour and likeable personality have helped my wife and I be completely comfortable in all our dealing with him and his company.
This has allowed us to put our trust in Declan and achieve the results we needed. Nothing has been too much trouble and we 100% recommend Declan to anyone who wants clear, sensible and achievable direction in improving their wealth and establishing a better financial future.”
I needed some extra cash to complete some renovations to my home. I originally went to my bank and they said no. I then engaged Declan to assist with refinancing my home loan and draw on the extra cash I needed.
Declan got the job in fast efficient manner, I was actually surprised how easy he made seem. As I really didn’t think he would success after my bank had declined my application.
Declan was professional, prompt and took his time in explaining how he could help me achieve what I wanted. He also went to great lengths to show me how I could use the new loan to my advantage and save money and pay off my home loan sooner.
I would with highly recommend Declan to anybody wanting a home loan and or wanting a better home loan or as Declan calls it, a better structure.
“Being self employed has made it next to impossible to get finance from the banks, they never really want to talk to me once they see my financials.
Declan Hanratty has moved heaven and earth to help be not only get finance, but build a property portfolio, I just recently purchased my 3rd investment property with his help and I are planning to buy my forth next year.
Rather than seeing me as a problem client, Declan has seen opportunities that the banks haven’t seen. Declan has always been prepared to dedicated as much time to me as was needed to achieve finance.
He not only helps me in obtaining finance, he now advises me on what I need to do in the future to achieve my financial goals.”
“Declan I am very grateful, so is Aimee and Marcel, because of your attitude towards them for what they were requiring and the execution of their request.
In business today, well really anytime, there are few business people that are people who you look back on and say. “We really enjoyed working with that person for their approach to their work and their approach to us as people”…and Declan that is what you have achieved.
Hence I wish you all the success in your Business and success and happiness in life.”
We honestly can’t thank you enough for all of your guidance, advice and support throughout this whole process.
We are so thrilled with the purchase of our new home and don’t think we could have done it without you.
Thanks once again Declan!”
“Working with Declan at Vanquish Finance Group to restructure the finances for our new investment property could not have been a more refreshing experience. His professionalism, subject knowledge and commitment to ongoing customer service has been second to none and we wouldn’t hesitate in recommending his services to others.”